Lending platform engineering requires double-entry accounting, regulatory compliance, and fraud prevention. Posts cover PostgreSQL schema design for lending operations, KYC and AML integration, RBAC for financial data, and the architectural patterns specific to digital lending services.
2 posts tagged with lending. ← All posts
5K+ loans per month. Three credit bureaus. Multiple payment gateways. The thing that has to be right is the ledger. Notes on what invariants the database enforces vs what the application enforces.
Borrower onboarding is the most fraud-prone moment in a P2P platform. The shape that worked: deterministic KYC, parallel bureau pulls with fallback, real-time fraud signals, and a maker-checker approval for every disbursement.
All posts on this site are written by Pratik Dhanave, an Agentic AI Architect with 7+ years building production distributed systems, multi-agent AI platforms, and cloud-native infrastructure. About the author → Each article includes working code, architecture diagrams, and references to the specific frameworks and standards discussed. Browse all posts or explore related topics using the tag cloud above.