NPCI rail routing with human-in-the-loop
UPI, IMPS, NEFT, RTGS — which rail depends on amount, urgency, and success history. A deterministic chooser with a HITL gate for high-value transactions.
The National Payments Corporation of India (NPCI) operates India's retail payment systems including UPI. Posts cover NPCI integration patterns, payment settlement engineering, and the compliance requirements for connecting to NPCI's payment infrastructure.
2 posts tagged with npci. ← All posts
UPI, IMPS, NEFT, RTGS — which rail depends on amount, urgency, and success history. A deterministic chooser with a HITL gate for high-value transactions.
UPI is the most popular payment rail in India. The spec is precise. The implementation guides are not. Notes on the integration details that ate weeks the first time.
All posts on this site are written by Pratik Dhanave, an Agentic AI Architect with 7+ years building production distributed systems, multi-agent AI platforms, and cloud-native infrastructure. About the author → Each article includes working code, architecture diagrams, and references to the specific frameworks and standards discussed. Browse all posts or explore related topics using the tag cloud above.